It Won't Make Your Insurance Company Smile
This page is the CodyCross answer for the clue below from Underground Worlds, Group 2174, Puzzle 5 (Vertical Shafts).
Question is: It Won't Make Your Insurance Company Smile
and the answer is: ACCIDENT
Word Meaning:
ACCIDENT — An unexpected event with negative consequences occurring without the intention of the one suffering the consequences, and (in the strict sense) not directly caused by humans.
Definitions from Wiktionary.